Insurance is done in this modern world to overcome the prevailing risks.After automobiles are insured insurer feels secured.Auto insurance also helps to decrease mental tensions.We find insurer who insure their automobiles and show careless towards them but its not suitable.We should try following methods for decreasing accidents and increase our efficiency:

FOR FOUR-WHEELERS:

• Servicing the vehicles routine-wise,
• While servicing if possible we must try to sit their and see the work and also try to gain knowledge
  
• Before heading somewhere we should check brakes,lights,tires,etc.
• Avoid drinks while driving and other things which make mind go unconscious
  
• Always use seat belts and avoid using cell phones,etc.
• Drivers know what should be done and what should be avoided so they must be responsible towards driving.